All About VA Loans
To our veterans and active military personnel, we tip our hats to you, and to your sacrifices that make our freedom possible. We are committed to making your dream of homeownership possible with our VA mortgage loan options.
What is a VA loan?
A VA (Veterans Affairs) mortgage loan is designed specifically for service members, veterans, and eligible surviving spouses, offering excellent benefits that allow eligible VA borrowers to purchase a home with:
- No money down
- No PMI* (primary mortgage insurance) required
- More flexible credit guidelines
What Can You Do with a VA Loan?
A VA loan is similar to any other conventional loan, allowing you to:
- Purchase a home or condo
- Build a new home
- Refinance your current home
- Make improvements on your current home, such as adding energy efficient features
*PMI is typically required when purchasing a home with a down payment under 20%, and the payment is added to your monthly mortgage payment.